I paid off a Federal Income Tax Lien, but it still appears on my credit report. Why?

While Federal Income Tax Liens are recorded in the Register of Deeds office, we have no jurisdiction over the lien itself or any release documentation once the lien is satisfied. We cannot record a Release unless one is presented to us for recording. The Internal Revenue Service (IRS) changed their procedures several years ago and now consider their liens to be "self-releasing" after a certain number of years. As a result, they do not record Release of Lien documents as they did in the past.

It is our observation that credit-reporting agencies generally do not read documents. They only look at the index and may be unaware of the self-releasing feature. However, if you contact the IRS, their staff may prepare a Certificate of Release that you can record which should clear your credit report. Contact the manager in charge of preparation of federal tax liens at 800-913-6050.

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1. What help can the Register of Deeds office provide for drafting real estate documents?
2. I have been told I need to get a legal description of my property. Where may I obtain one?
3. I paid off a Federal Income Tax Lien, but it still appears on my credit report. Why?
4. We recently paid off the mortgage on our home. When will we get a new deed showing that we no longer owe the bank anything?
5. I am considering purchasing a parcel of real estate. How can I find out what liens, if any, have been filed against it?
6. Can I do my own title search?
7. Can the Register of Deeds tell me if I have clear title?
8. How do I change my deed so that it reflects my married name?
9. If one trustee of a trust dies, is it necessary to take any immediate action?
10. If I purchase property that is from a larger parcel that is being split, will I receive a tax bill?